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Credit Help

Money Magic, Inc. 7/1/00

Credit Builder Software
by Intelliquis

$29.95
800-400-5203
www.intelliquis.com

Credit Builder is software on a CD-ROM that lets you clean up credit quickly and simply. It helps you improve, clean, and optimize your credit choices. It can be a powerful financial tool.

Credit Builder takes care of inaccurate or outdated credit information. Have you tried to buy a car or home only to find an old, inaccurate claim was standing in your way? Creditors sometimes make mistaken claims against your record. Your record can carry an unearned taint for years. Credit Builder guides you through the often misunderstood process of having bad information removed from your credit report.

If past credit troubles cause your credit application to be turned down, Credit Builder helps you get credit cards regardless of your credit history. Many credit cards are open to people who are experiencing all levels of credit difficulty. Find out which cards have the best deals. The CardSmart feature helps you steer through the credit card maze to find just the right cards for YOU!

The Best Loan feature shows you how to organize and evaluate complex loan information. A few clicks and you have a rock solid expert evaluation of your loan options.Instantly know which bank or car loans will put you ahead with the lowest payments.

The Quick-Fix feature puts 30 professionally prepared letters at your fingertips. These can be used to help you negotiate a more favorable credit rating. All letters are supplied by American Credit Alliance to give you the upper hand in late payment disputes, reinvestigation requests, financial damage questions, and settlement agreements.

U of A Cooperative Extension Service
501-671-2109

Every county in Arkansas has access to an Extension Agent who can help you with budget and credit problems. The agents have use their own software, Power Pay, to give you options on ways to pay down your debt the most efficient and effective way. You can receive counseling, educational materials, and personal reports to improve your situation.
Consumer Credit Counseling
800-255-2227
There are 12 different CCC sites in Arkansas.These non-profit organizations help you develop a reorganization plan and can often get creditors to halt or reduce the interest on your debt until you get it repaid.