Prepaid Debit Cards Have Hidde...

Prepaid Debit Cards Have Hidden Fees

Alex Rodriguez, Russell Simmons, Kimora Lee Simmons, Baby Phat, and now Suze Orman are branding prepaid debit cards.  But, do you need them, and should you use them? 

A prepaid debit card allows you to activate plastic that can be… [Read More]

Bloomspot and deal sites to benefit small business

Deal sites are websites that offer substantial discounts to consumers via the internet.  By signing up for free, you’ll receive daily offers in your email. 

Groupon has been the king of deal spots.  However, some investments in this new way… [Read More]

Groupon Cons and Pros

Groupon seemed to be the best thing since sliced bread in the beginning. High discounts on multiple items and services were appealing.  I love a bargain, and found myself a bit too eager to rack up so called bargains at… [Read More]

“Pay as You Earn” Student Loan Improvements

Due to the high student loan debt coupled with a bleak job market and rising college tuition, changes are being made, by a Presidential Executive Order, to lower monthly payments and reduce interest rates on federal student loans.  Starting in… [Read More]

Elizabeth Warren: Good bye with Gratitude

John Wayne’s dead and one of our top Sheriffs of Wall Street, Elizabeth Warren, is leaving Washington, D.C.  We are losing our legendary role models.  We have too few heroes and too much hubris in our American… [Read More]

Reward Credit Card Trends

Capital One released their survey results today on how consumers accrue and redeem credit card rewards.  Their findings reveal usage trends for summer travel.  Here are some of the highlights of their survey:

• Only 24 percent of consumers are

… [Read More]

Is Social Media Right for Me?

To Social Media or not to social media?   If so, where and how much?  How do I know what is private and what is there for the world to see? 

These questions and many more were answered for me last… [Read More]

Free File for Taxes is Truly Free and Fast

It may not be a free lunch, but it is a free service, if you qualify. The Internal Revenue Service, new technology, and software makers eager to gain your allegiance and trust (and sell you upgrades in the future) are… [Read More]

Keep Your Credit Cards Active

The world of credit cards has turned upside down since the mortgage melt down and resulting credit crunch. You used to be able to have a card or two in reserve and not worry about them being dormant. Not anymore.… [Read More]

Pay Yourself First

It’s a mantra that is worth its weight in emergency funds. More people are saving now and our negative savings rate in America has been reversed.

How about you? Are you saving right off the top so that you… [Read More]